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Lofty Built
Financing

Make your project happen with financing1

Pay over time through the GreenSky® program. Subject to credit approval.

Important financing terms
Completed Lofty Built kitchen in North Scituate, RI with white shaker cabinets, a navy range hood and a waterfall stone island

Financing that fits your budget1

What matters most to you?

Steady monthly payments See the fixed rate plans.

Paying it off in 6 months See deferred interest, and read how it works first.

Fixed rate

12.99% APR for 120 months2

For every $10,000 financed: 120 monthly payments of $149.25.

Fixed rate, based on credit

9.99%–22.99% APR for 120 months3

Your APR depends on your credit. Only well-qualified applicants receive 9.99% APR.

For every $10,000 financed at 22.99% APR: 120 monthly payments of $213.48.

Deferred interest

No interest if paid in full within 6 months4

Interest is billed during promo period but will be waived if the amount financed is paid in full before promo period expires.

Monthly payments are required. Paying only those will not pay it off in 6 months.

Not sure which plan fits? Your advisor will walk you through them. The lender decides your plan and amount.

For home renovation projects. Commercial projects are not eligible.

How financing works

  1. Step 1

    Request your link

    Use the form below or call us.

  2. Step 2

    Apply through GreenSky®

    You get a secure link by email from the GreenSky® program and complete the application.

  3. Step 3

    Get a credit decision

    A program lender makes the credit decision and sets your loan terms.

  4. Step 4

    Start your project

    If approved, you activate your loan and we schedule your project. Payments are made as work progresses, with your approval.

Request your
financing link1

Your project advisor sends your secure GreenSky® link within one business day.

  • Not a credit application
  • New and current customers welcome

Prefer to talk? Call (617) 681-0862

Important financing terms

Questions

Still have a question? Call (617) 681-0862.

Does my project cost more if I use financing?

No. Your project price is the same either way. Interest and loan costs are set by the lender.

How does "no interest if paid in full" work?
  • Interest is billed during the 6-month promo period.
  • Paid in full before it ends: that interest is waived.
  • Not paid in full: you owe all of it, plus interest after.

Paying only the required monthly payments will not pay it off in time. See Plan 4063 terms.

What do I need to apply?

Your name, address, Social Security number, income, and your own email and mobile number. Applying in person? Bring a photo ID.

Who provides the financing?

Federally insured partner banks in the GreenSky® program. The lender makes all credit decisions. Lofty Built is not the lender.

Who do I contact?

Loan questions: GreenSky, 866-936-0602. Project questions: Lofty Built, (617) 681-0862.

Important financing terms

1 Loans for the GreenSky® consumer loan program are offered and made by federally insured, federal or state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender, disability, or familial status. A list of financial institutions currently providing loans through the GreenSky® Program is available at www.greensky.com/bank-partners. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.

2 Plan 2832. Subject to credit approval. Loan term is 120 months at fixed rate of 12.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $10,000 financed at 12.99% APR, 120 monthly payments of $149.25. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for details.

3 Plan 9991. Subject to credit approval. Loan term is 120 months and APR rates range from 9.99% - 22.99%. Only well-qualified applicants will receive an APR of 9.99%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. For example, assuming the full credit limit is used on loan approval date, for every $10,000 financed at 22.99% APR, 120 monthly payments of $213.48. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for details.

4 Plan 4063. Subject to credit approval. APR Rates range from 17.99%-29.99% (fixed periodic interest rates range from 17.99%-29.99%). Only well-qualified applicants will receive an APR of 17.99%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 6 month promotional period (Promo Period) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 30 monthly payments. Example for $10,000 loan: 29.99% APR, 36 monthly payments of $424.47. Actual payments based on amounts and timing of purchases. Call 866-936-0602 for details.

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